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Micro-internship brief ≈5h in one sittingno-codeIndia edition

Expose the true cost of a "no-cost EMI"

"No-cost EMI" is the most successful magic trick in Indian retail. Take one real current offer, use AI to set up the true-cost maths — processing fees, GST on interest, effective annual rate — recompute every number yourself, and design the warning poster you wish existed.

Business AnalysisGraphic DesignUX DesignAnalytical Reasoning

Posted by The AI Internships

The work brief

  1. 01Find a real, current offer: screenshot a no-cost EMI option on a product page, a BNPL plan, or a card statement’s minimum-due maths (redacted).
  2. 02Dig out the full terms: processing fee, GST on the interest component, whether the "no-cost" discount equals the interest, foreclosure charges.
  3. 03Compute the true cost with AI’s help: cash price vs. total actually paid, and the effective annual interest rate — then redo every step by hand, because AI fumbles arithmetic.
  4. 04Design a teen-friendly warning poster with the real numbers from your example.

What you’ll produce

3 deliverables

Submission standard

Submit the offer screenshot, your true-cost computation, and the warning poster. Include your AI workflow: your maths prompts and any error your hand-check caught. Your offer screenshot must show the real page's price, EMI terms, site/app UI and date, and the numbers on your poster must match that screenshot exactly.

  • Screenshot of the real offer with its visible terms

    Screenshot of the real, current offer showing the product/checkout price, the EMI/BNPL terms, the site or app UI, and a date. Your poster and computation must use these exact numbers.

    Image uploadRequired

  • The computation: cash price vs. total paid, every fee, and the effective annual rate — step by step

    EMI means equated monthly instalment. Compare the cash price with everything actually paid, including fees, tax on interest, and lost discounts.

    Written responseRequired

  • Your warning poster with the real numbers

    Image uploadRequired

You’ll complete these inside your private workspace.

How your work is evaluated

The passing benchmark is 70/100.

True-cost maths

29%

The computation is complete (fees, GST, lost discounts) and correct.

Real offer

14%

A real, current offer was analysed, with its actual terms.

Warning effectiveness

29%

The poster makes the trap legible to a teenager in seconds.

Real offer, matching maths

29%

The screenshot shows a real, current offer with visible terms and site/app UI, and the cash price, fees and effective rate in both the computation and the poster match that screenshot. A stock/hypothetical offer or poster numbers that don't match = fail.

How we grade your AI usage

30% of your score

Using AI is the point — it’s the skill this certificate proves. You’ll answer three short questions about how you used it: what you asked, what was wrong with its first answer, and what you changed. Specific, honest answers score high. “I pasted the brief and submitted the answer” scores near zero.