Your 12-month money plan — with a live tracker
The commerce capstone: turn everything you’ve learned into YOUR working money system. Set real 12-month goals, build a living tracker in Sheets with AI-checked formulas, let AI attack the plan’s weak points, and prove it works for a real week.
Posted by The AI Internships
The work brief
- 01Set 2-3 real money goals for the next 12 months (a phone fund, a course, an emergency buffer) with amounts and dates.
- 02Build the tracker in Google Sheets, with AI helping on formulas you verify: monthly income sources (pocket money, gigs, gifts), planned spending by category (from your money-diary data), goal progress bars, and an honest "leaks" line.
- 03Make AI attack the plan: which numbers look unrealistic, which category is fantasy? It critiques the structure and the maths — the money decisions stay yours.
- 04Run it for one real week: log actual numbers, let it compute plan-vs-actual.
- 05Write your money constitution: the 5 personal rules you’re adopting, each traceable to something a micro-internship taught you.
What you’ll produce
Submission standard
Submit the public tracker link with one real week of data, your goals, and your money constitution. Include your AI workflow: your prompts, AI’s critique of the plan, and what you changed because of it. The tracker must show seven consecutive dated days of your real (uneven) week, and your week review must reference those exact figures.
Your 2-3 goals: amount, date, and why each matters to you
Written responseRequiredPublic view link to the tracker, showing one real week of logged data
Public view link showing 7 consecutive dated days of your real week (formulas visible, plan-vs-actual computing live). Your week review must reference these exact dated figures.
Public linkRequiredThe week’s plan-vs-actual: where reality diverged and what you adjusted
Written responseRequiredYour 5 money rules, each traced to the mission/experience that taught it
Written responseRequired
You’ll complete these inside your private workspace.
How your work is evaluated
The passing benchmark is 70/100.
Working system
29%The tracker genuinely computes: goals, categories, plan-vs-actual.
Real week run
29%One real week of honest data is in the tracker.
Earned rules
14%The constitution’s rules clearly trace to real experiences, not platitudes.
A real, dated week
29%The tracker shows 7 consecutive dated days of real, uneven data (with plan-vs-actual computing live) that match the week review's specifics. A flat/round or undated week, or a review that doesn't match the sheet, = fail.
How we grade your AI usage
Using AI is the point — it’s the skill this certificate proves. You’ll answer three short questions about how you used it: what you asked, what was wrong with its first answer, and what you changed. Specific, honest answers score high. “I pasted the brief and submitted the answer” scores near zero.